| Sr. No. | Nature of Charge | Amount |
| 1 | Copy of Welcome Letter and Amortization Schedule | Nil |
| 2 | Processing Fee | Upto 5% on Sanctioned amount |
| 3 | Fees/ charges refundable if loan amount is not sanctioned/ disbursed | As per actual |
| 4 | Statement Request (Duplicate Interest Statement/ Statement of Accounts) | Nil |
| 5 | Photocopy of title documents | Nil |
| 6 | Recovery fees | As per actual |
| 7 | Legal fees | As per actual |
| 8 | Title search fees | As per actual |
| 9 | Duplicate No due certificate | Upto Rs. 2000 + applicable taxes |
| 10 | NOC issuance charge | Upto Rs. 2000 + applicable taxes |
| 11 | Document Retrieval Fee | Upto Rs. 2000 + applicable taxes |
| 12 | Change of repayment mode-PDC to PDC or ECS to ECS PDC/ECS to ACH | Nil |
| 13 | PDC/ECS bounce charges | Upto Rs. 2000 + applicable taxes |
| 14 | CERSAI charges | As per CERSAI schedule of charges |
| 15 | Part pre-payment charges | Nil |
| 16 | Full Pre-payment of loan/ foreclosure charges if applicable | Upto 5% + Applicable taxes |
| 17 | Loan Cancellation Charges | Interest accrued & due + applicable taxes |
| 18 | Penalty for delayed payments for Housing Loans | Upto 36% per annum (inclusive of taxes) on overdue payment |
| 19 | Penal charges, for breach of material terms and Condition | Upto 36% p.a. (inclusive of taxes) on the principal outstanding |
| 20 | Penalty for delayed payments for other Loans | On case to case basis |
| 21 | Charges for switching of loans from floating to fixed rate and vice versa alonwgwith other service charges/administrative costs incidental to switching of loans | Nil |
Note:
- Above fees and charges are subject to change and will be at the sole discretion of FHFPL and any change in the aforesaid fees and charges, would be intimated to the customer.
- All the above charges are exclusive of GST.
- The term material terms and conditions shall mean such events which in the commercial reasonable assessment of the Company constitute non-compliance of the material terms and conditions as applicable to the sanctioned loan facility(ies).